You can not boast of a stable financial situation. In spirit you are not a businessman, but you certainly have the ability to make some of it. Happens that for a long period of time you remain without money, but then suddenly you manage to earn a large sum. When you get money, you quickly calm down and forget about the fact that it tends to quickly run out somehow. You should make a strict plan of your incomes and expenses and also make efforts to earn more. Then your financial life becomes more stable and you no longer have to regularly borrow money or use credit cards.More »